[Kayz]

My g/f is a pharmacy technician, so I asked her about this.

She said that it is possible and done all the time, but you need 2 different prescriptions from 2 docs and they must be filled at 2 different pharmacies (different chains). The catch though is that you can only have insurance billed for ONE of the scripts. Insurance companies keep VERY detailed records of what you got, when you got it, where you got, who wrote the script, how much you got, and most importantly....whether or not you have any re-fills.

If you have a script from doc 1 with ZERO re-fills, you can only bill insurance once in the time period. For example, if you are given a 30 day supply of a medication, insurance will not pay again for 30 days (they might re-fill it at 28-29 days...depends on the meds). Or, you can go to another pharmacy and just pay cash for the script. This is how "doctor shopping" works. If you try to bill insurance for a 2nd time, this could throw up a red flag depending on the meds being prescribed.

See, there is no national database taht links all the pharmacies together. There really isn't even state databases in many states. Walgreens or CVS have their own databases that link all of their stores, but walgreens has no record of what CVS has dispensed to you. If you bill insurance once at pharmacy A.....and then go to pharmacy B and pay cash for the same shit 2 days later....there is no "record" of your transaction at pharmacy A ever taking place. Hence, pharmacy B will "see" nothing out of the ordinary. Just tell them you don't have insurance at the moment.

NOTE: I do not encourage this activity, but yes it is possible.