Let's see here: First, you don't get love handles from lack of "backercising"
You get them from too much food. They are fat and, as such, do not respond to training stimulus. They respond to diet.
Yes, I know exactly what will happen if you take dbol and no exercise. You'll get very watery, gain 20lbs, potentially 2lbs of muscle and then you'll come off and be exactly where you started from with MAYBE a 1-2lb gain in LBM.