First things first, get that lab redone. I can't believe that's an accurate figure.
As for what's a good level, well that all depends on the person. Some feel best low and some better when high. Some even go above the limit but are just fine and suffer no ill effects.
As for the sides there's the obvious acne and
hair loss. Also, if you have prostate problems already in the works then
DHT can affect that as well. It won't affect a normal prostate....that's just a bunch of malarky someone keeps spreading.